Dragon Age Respecs

Rock, Paper, Shotgun has posted a "hack" to go ahead and reset a character's settings in Dragon Age: Origins. Better yet is this mod that accomplishes the same thing:

Of note: using the toolset may fuck up your game. Instead, use the really well-done and non-buggy Raven respec mod: http://social.bioware.com/project/469/ It refunds all talent/spell, skill and stat points, even taking into account those gained from a certain quest or from manuals.

But, here's my opinion. Why is this not a part of the basic game? Its 2009, haven't game developers learned that players hate to be locked down to choices that could potentially turn out terribly?